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NEXCAR. (877) 578-6438

Finance

 

BAD OR NO CREDIT, BANKRUPTCY, DIVORCE, REPO?

Here at Nexcar, we are backed by over 30 banks to help us find financing for just about anyone. If you have Good Credit, No Credit or Bad Credit, we can help.  Don't prejudge your credit!!!

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THERE ARE a FEW THINGS YOU CAN DO TO SPEED UP THE PROCESS With our finance department

  1. If you know your credit is bad, it is essential that you can get together an initial down payment. Any money down can help.
  2. If you know somebody who can co-sign for you, have them come to the dealership with you.
  3. Take steps to make sure your credit rating is accurate: How to repair your credit.

WHAT THE BANKS NEED

Here is a list of what the bank needs in order to provide financing, so bring this stuff with you!

  1. PROOF OF INCOME
    Two most recent pay-stubs from an employer is needed (If Self-Employed, please provide your most recent tax return paper work as well as your three most recent monthly bank statements. Note: If using tax return documentation to prove your income, it must be prepared by a third party. All pages to include the 1099’s will be needed. If you have any questions, please contact us or call (877)578-6438.
  2. PHONE BILL
    The front page of the phone bill is all that is needed (the page with the name, address & the phone number).
  3. 7 REFERENCES 
    References are required by the bank, must be people you know and will verify that they know you. Name, address & phone numbers are required.
  4. DRIVERS LICENSE
    You must have a Driver’s License that is valid.
  5. INSURANCE
    The bank requires that you maintain full coverage insurance on the vehicle that you are buying. We are able to help you receive competitive quotes by nationwide reputable providers within minutes while you are here at no cost.

We strive to get our customers the best possible rates, and the more prepared you are the better!

Ready to get a Car? Click here to fill out our secure loan application, (it will open in a new window.)